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AMERICAN LIBERTY INSURANCE PRIVACY STATEMENT
American Liberty Insurance ("American Liberty") is committed to maintaining the privacy of your information. We urge you to read this Privacy Policy carefully, so that you will understand both our commitment to your privacy and how you can contribute to that commitment. If you log in to the "Broker" or "Member" portions of our website, you agree to the terms and accept the provisions of this Privacy Policy. Information We Gather. Presently, the only information we collect on this website is information supplied voluntarily by you. You may visit our website without telling us who you are or revealing any information about yourself. Our web servers automatically recognize session activity: a visitor's domain name (such as .com, .edu, etc.), the web page from which you enter our site, which pages you visited on our site, and how much time you spend on each page. This information does not reveal your identity. Other information that American Liberty may collect is information such as browser type and operating system. Should the type of data collected by American Liberty change, American Liberty will post this change within the Privacy Policy 30 business days prior to implementing such change. To gauge the effectiveness of our website, we may aggregate generic information about you and use it to evaluate and improve our site. You can choose to provide individually-identifiable information to us in a number of ways: Through our website, by sending us e-mail, or requesting information about our products or services. When you supply information about yourself for a specific purpose, American Liberty commits to use the information only for that purpose (such as to provide the information you have requested). Warning: Information that is transmitted by e-mail over the Internet is not secure and can be intercepted and read by other Internet users. Disclosure of Data. Except for required communications to employers, and to our authorized employees, investigators, attorneys and other agents, American Liberty does not disclose, give, sell or transfer any personal information about our visitors or claimants under any participating self-insurance programs, unless consented to by the claimant. American Liberty may also disclose data when required to do so by law. Presently, this website does not provide any access to confidential information of claimants. Only authorized employers ("Members"in one of the self-insurance trusts we administer) are given off-line access to offered services that involve confidential information. For this website, employers and brokers may create their own usernames and private passwords for more detailed sales & marketing information pertinent to their fields of interest. We Do Not Sell Your Individual Information. We do not sell individually-identifiable non-public information obtained on-line about you to third parties. When you supply information about yourself for a specific purpose, we may disclose the information to third parties to accomplish that purpose (such as to provide the information you have requested or to verify the information you have provided). In addition, when you use our website to request information about our products or services or to supply us with information, we may disclose the individually-identifiable information as we would disclose the same information obtained off-line. Training and Adherence to Industry Standards. To ensure that our privacy mandates are met by American Liberty employees, all American Liberty employees are versed in the importance of privacy in all aspects of their work. American Liberty complies with select industry standards for protecting Internet users' privacy. American Liberty internally reviews our compliance with these standards on a periodic basis. Privacy of Children. American Liberty does not collect, maintain, store, use, or disclose personal information about children under the age of 13 and will not do so without first providing parental notification, obtaining verifiable parental consent, and implementing the other requirements of the Children's Online Privacy Protection Act. DISCLAIMERS AND NOTICES Links and Sponsors. Where the site includes links to other websites (the "Linked Sites"), including the websites of our sponsors or partners, American Liberty, in providing access to these Linked Sites, is by no means endorsing the products or services on these Linked Sites. American Liberty is not responsible for the privacy practices or the content of the Linked Sites, and hereby expressly disclaims all responsibility and liability that may arise therefrom. Information on Our Website. The data contained on American Liberty's website is for informational purposes only and is not represented to be error free. Any information from sponsors or links to non-American Liberty sites are provided as a courtesy. They are not intended to, nor do they constitute, an endorsement of any kind by American Liberty Corporation of the linked materials. Although we at American Liberty strive to provide accurate information, it is not possible to completely ensure that all information is constantly correct. As such, American Liberty does not accept any responsibility or liability for any actions taken as a result of using this information. Further, American Liberty assumes no responsibility for errors or emissions in the materials on this website, nothing contained herein constitutes nor is intended to constitute an offer, inducement, promise, or contract of any kind. American Liberty Corporation is a third-party administrator of self-insurance trusts for workers' compensation and disability, within the states of New York and Massachusetts, and is not itself an insurance company. Self-insurance offered by American Liberty is not an insurance product. The information and descriptions contained in this site are intended as general information and are not necessarily complete descriptions of all terms, exclusions and conditions applicable to the products and services offered by American Liberty of any self-insurance trust represented by us. The information contained throughout this web page is not an insurance policy or contract of insurance. Coverage and issues discussed are for the states that American Liberty is licensed in and may not be applicable in other areas. Binding of Coverage. Coverage cannot be bound for any type of self-insurance or other insurance products by electronic means through use of this site. Copyright and Legal Notices. Copyright by American Liberty Corporation. All rights reserved. Other company and product names mentioned herein may be trademarks of their respective owners. All material on this site is protected by U.S. and international copyrights. No part of any material posted on American Liberty may be copied, downloaded, stored in a retrieval system, or redistributed for any purpose without the expressed written permission of American Liberty. You may not modify or create derivative works based on American Liberty's material. Certain names and logos are trademarks and service marks of American Liberty Corporation and third parties, and may not be used without express written permission. By accessing and/or downloading this file, you expressly agree and consent to the foregoing terms and conditions. |
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